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CGTMSE Loan Assistance: Collateral-Free Loan Documentation
CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) provides credit guarantee cover to lenders for eligible loans to micro and small enterprises, which can allow lending without collateral.*
The guarantee is taken by the lender. We help you prepare the project report, financial projections and documents so you can approach a lender that offers CGTMSE-covered loans.
What we help with
- Project report and loan proposal for CGTMSE-covered loans
- Project cost, means of finance and projections
- DSCR and repayment capacity analysis
- Documentation checklist for the lender
- Scheme and lender identification
- Follow-up and query support
Documents commonly required
- KYC and business proof, such as Udyam registration
- Project report and quotations
- Financial statements and bank statements
- Details of promoter contribution
Requirements vary by lender, scheme or authority. Please do not send Aadhaar, PAN or bank credentials in a first message.
How we work
- Share your requirement by email
- We agree the scope and information needed
- We prepare documents and reports
- You review, then we assist with the application
Frequently asked questions
What is CGTMSE?
A credit guarantee scheme that gives lenders a guarantee cover for eligible loans to micro and small enterprises.
Do I apply to CGTMSE directly?
Generally the lender applies for guarantee cover. You apply for the loan with the bank or financial institution.
Is the loan guaranteed to be collateral-free?
No. Whether a loan is collateral-free depends on the lender, loan size, scheme conditions and your eligibility.
*Collateral terms, interest and approval depend on the lender and scheme.
Make an enquiry about CGTMSE Loan
Tell us about your business and requirement. We will reply by email.
Or email us: credencebusinesssolution@gmail.com