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Working Capital Loan and Cash Credit (CC) Assistance
Working capital finance funds the day-to-day needs of a business, such as stock and debtors. A cash credit (CC) facility is a running account limit sanctioned by a bank against the business's working capital needs.
We prepare the working capital assessment and supporting reports your bank asks for, so your limit requirement is justified clearly.
What we help with
- Working capital assessment
- CMA data and fund flow statements
- Working capital justification reports
- Projected financial statements
- Cash credit and working capital loan proposal documents
- Collateral-free loan assistance at low interest options where the lender and scheme allow*
Documents commonly required
- Past financial statements and ITRs
- Stock, debtor and creditor statements
- Bank statements
- Sales projections
- KYC and business registration papers
Requirements vary by lender, scheme or authority. Please do not send Aadhaar, PAN or bank credentials in a first message.
How we work
- Share your requirement by email
- We agree the scope and information needed
- We prepare documents and reports
- You review, then we assist with the application
Frequently asked questions
What is a cash credit (CC) facility?
A running account facility where a bank sanctions a limit based on your working capital needs, and you draw within that limit.
How is working capital assessed?
Banks use methods set by their own policy, based on your turnover, stock, debtors and financial statements.
Do you guarantee a limit?
No. The limit is decided by the bank.
*Interest, collateral and approval depend on the lender and your eligibility.
Make an enquiry about Working Capital & CC
Tell us about your business and requirement. We will reply by email.
Or email us: credencebusinesssolution@gmail.com